Business Account Overdraft
To provide for the company's day-to-day liquidity requirements.
Short-Term Loan for Working Capital
The loan is intended for the financing of day-to-day operations, days of receivables outstanding and the purchase of inventories.
Short-Term Revolving Loan
The loan is intended for the financing of the company's occasional liquidity deficits.
Long-Term Loan
The loan is intended for the financing of fixed assets and working capital.
Characteristics
- Loan in Euros
- Repayment period from 1 month to 1 year
- Monthly or quarterly repayment of the principal with direct debiting of the business account
- Terms and conditions as well as the price of the loan depend on the company's credit rating, form of collateral, repayment period and the business relationship with the bank.
- Disbursment of funds to the company's or supplier's business account
Characteristics
- Fast and flexible draw down of the funds up to the approved amount and without a prior announcement of the draw down
- Charging of interest exclusively on the used part of the overdraft facility
- Free disposal of the funds
- The purpose of the funds does not need to be specified.
- Fixed interest rate
Characteristics
- Loan in Euros
- The repayment period in case of the financing of working capital is from 1 month to 3 years, while it is up to 15 years in case of the financing of fixed assets.
- Monthly or quarterly repayment of the principal with direct debiting of the business account
- Clearly specified purpose and use of the loan
- Terms and conditions as well as the price of the loan depend on the company's credit rating, form of collateral, repayment period and the business relationship with the bank.
- Disbursment of funds to the company's or supplier's business account
Characteristics
- Loan in Euros
- Repayment period from 1 month to 1 year
- The loan permits multiple draw downs and repayments depending on the company's needs and within the scope of the approved amount.
- Terms and conditions as well as the price of the loan depend on the company's credit rating, form of collateral, repayment period and the business relationship with the bank.
- Disbursment of funds to the company's or supplier's business account
