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What Do You as a Client Need to Know about the PSD2 Directive?

What Does PSD2 Mean for the Clients of UniCredit Bank?

PSD2 brings certain changes regarding the use of electronic banking, with the aim of ensuring the increased security of electronic payments and protection against potential abuse and frauds.

Changes regarding singing orders in the Online Bank
 

 
  • Physical token

An additional authentication code must now be entered when signing orders with a physical token.

 

  • Mobile token
    • With QUICK SIGN, you can sign an order in the Online Bank via a push notification that you receive in the  Mobile Bank GO!. There you can review and confirm the order. 
    • With the MOBILE TOKEN signature, you can sign the order in the Online Bank by copying the sum of the order and the IBAN number generated by the Online Bank.

 

Detection of Modified Mobile Devices in the Mobile Bank

If you have unofficial software installed on your mobile phone, a warning regarding the risk posed by such software will be displayed in the Mobile Bank.

Changes regarding signing orders in BusinessNet
 

 
  • Physical token

An additional authentication code must now be entered when signing orders with a physical token.

 

  • Mobile token
    • With QUICK SIGN, you can sign an order in BusinessNet via a push message that you receive in the  Mobile Bank PRO!. There you can review and confirm the order. 
    •  
    • With a MOBILE TOKEN signature, you can sign the order in BusinessNet by copying the sum of the order and the IBAN number generated by BusinessNet.

 

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